In a competitive and demanding industry, your takeaway insurance needs careful planning to ensure it caters for every angle

Motts are experts in takeaway and fast-food insurance and together with our long standing relationships with the leading specialist insurers we will work with you to deliver the solution that best suits your business requirements.

  • Expert advice from knowledgeable staff
  • Competitive premiums & Instalment plans
  • 24 hour claims helpline
  • Fast turnaround and instant cover available
  • All types of takeaways covered
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We have vast experience in the takeaway industry having insured many types of business including Chinese takeaways, fish & chips shops, kebab shops, pizza delivery firms, Indian takeaways and sandwich shops.

Taking the time to understand your business, our team are there when you need them. From sourcing an insurance solution that covers your activities through to making a claim, our comprehensive service crosses a wide variety of related areas and can ultimately lead to time savings, risk reduction and cost control.

We work with leading providers for our Takeaway Insurance

We do all the hard work sourcing your the best Takeaway Insurance options!
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With access to all of the leading insurers, the takeaway insurance brokers can arrange are varied and some offer exclusive benefits only available to Motts Insurance.

Takeaway Insurance Key Covers:

  • Buildings
  • Contents
  • Tenants Improvements
  • Stock
  • Frozen Food
  • Food delivery
  • Loss of Licence
  • Money
  • Public & Employers Liability
  • Business Interruption
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Takeaway Insurance Policy Benefits

  • Employers Liability up to £10,000,000 as standard
  • Public & Products Liability up to £5,000,000
  • Seasonal stock increase, included automatically for key seasonal times
  • Damage to outside furniture & signage
  • Outside catering and goods in transit included on request
  • £100,000 legal expenses, including full contract & Tax investigations.
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Speak directly to our team

029 20 700635
monday to friday 9am – 5pm
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Takeaway Insurance FAQs

In this day and age more and more people are buying food online from the likes of Deliveroo or Just eat. It is important to make sure that as a takeaway owner you and staff are correctly insured. If you employ staff to deliver takeaway food by law you must have employers liability to safeguard your business against potential claims for injuries at work. If your takeaway operates its own delivery service you need to advise your insurance broker that are you are doing work away from the premises. Deliveries made to customers houses need to be covered by public liability in case of any damage to third party property and to cover any injuries to the general public. If you are using your own car or motorcycle to deliver takeaway food it is imperative that you advise your motor insurance company. To make food deliveries in a car you will require what is known as class 3 business use. It is important to note that your standard car insurance policy will not cover you for delivering takeaway food from restaurants or takeaways to customers for payment. To be able to do that within the law, you will need to ensure that you have fast food delivery insurance, which is form of business use.
If you operate a takeaway whether that’s a fish & chip shop, Chinese takeaway or Kebab shop it is imperative you have the right insurance cover in place. As business owner it is important that you sit down with you insurance broker to discuss what insurance cover you require. If you own the building as well as the business you will need a policy that covers property insurance. Then you need to consider the fit out of the takeaway, how much would it cost to replace a frying range and the fixtures and fittings in the event of a fire or flood? How much stock do you have on the premises on a daily basis and how much of that is kept in freezer or fridge? These are the basic considerations that you need to make as an owner of a takeaway. At Motts Insurance we can help with all these questions making the process easy and providing you with the perfect takeaway insurance policy to protect you and your business. All of our takeaway insurance products come as a tailored made package to suit your individual requirements. We can cover your building, the takeaway contents, stock, public & employers liability, business interruption, legal expenses and product liability. Leave us take care of your takeaway insurance policy whilst you concentrate on providing fantastic food to your customers.
At Motts insurance we have been arranging insurance for takeaways since the early 1970’s. There isn’t much we don’t know about protecting takeaway business owners in the event of an insured peril. We can offer really valuable advice to you as a takeaway owner to help you run your business and be compliant ensuring you are always covered in the event of a claim. Many insurers have strict terms and conditions regarding takeaways and these must be adhered to otherwise your insurance policy could become invalid. For instance if you are a Chinese takeaway owner or you run a fish & chip shop it is vitality important that you have ducting checked and serviced twice a year to comply with most insurance companies requirements. Failure to do so could you leave uninsured in the event of a fire. Many insurers insist that you need to have an electrical safety certificate in force for your premises along with gas safety certificate to be compliant with your insurance policy and health & safety. There are many things to consider when insuring a takeaway or fast food restaurant, speak to Motts Insurance today we can help with expert advice and instant cover.
If you are serving fast food to the general public it is definitely recommended that you have product liability insurance. Accidents can happen in the kitchen or when preparing food and if one of your customers gets ill due to food consumed on or off your premises you could be liable. As a takeaway owner you need to be aware of food hygiene laws and allergies that could affect your customers. It is vitally important that all your ingredients are checked and any potential allergies are listed and disclosed to your customers. Product liability insurance is there to protect should an incident occur. It is important to check with your insurance broker that product liability is including in your takeaway insurance policy.
Motts Insurance can cater for all types of takeaway and fast food restaurants. Speak to one of our experienced account handlers about your takeaway insurance. We can advise you on the covers available and put together a takeaway insurance package perfect for your business. We have been arranging insurance for takeaways and fast food delivery for over 50 years and we have experience with all of the following businesses:

    Fish and Chips

  • Chinese takeaway Insurance
  • Indian takeaway Insurance
  • Pizza restaurant and takeaway Insurance
  • Kebab shop Insurance
  • Burger restaurant and takeaway Insurance
  • Italian restaurants Insurance
  • Mexican restaurants Insurance
  • Sandwich Shop Insurance

We look forward to helping you with your takeaway insurance policy!