Brewery Insurance

Why choose Motts Insurance For Brewery Insurance

  • Brewery Insurance Experts
  • Goods in transit cover for breweries
  • Product Liability Cover for breweries
  • Insurance for brewery equipment
  • Insurance for micro-breweries
  • Insurance for craft breweries
  • Insurance for brewery visits & tap rooms
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Insurance cover for your Brewery

The complex range of risks associated with working in the brewing industry, means that sourcing an insurance solution can prove challenging. Our specialist brewery insurance policy aims to meet that challenge for you. As an owner of a brewery, it is important that you obtain an insurance product that is designed specifically for the brewing industry. For instance, are you looking to export beer?  If you are you will need a policy that covers goods in transit and cargo insurance to ensure that your beer stock is properly covered. Do you have visitors to your brewery for tastings or social events? Does your brewery also run a pub or even a chain of pubs? These are all important considerations to take into account when insuring your brewery business and it is vital you speak to an insurance broker that has relevant brewery experience.

Specialist Brewery Insurance

As a specialist brewery insurance broker we pride ourselves in offering innovative insurance products from the UK’s best underwriters and insurance companies. We have access on hand to industry expertise and our small selection of niche insurers who work within the brewery sector and have expert industry knowledge and dedicated claims team that is specific to the brewing industry. This means whether you run a craft brewery, a microbrewery or even a regional brewery you can be safe in the knowledge that you are dealing with insurance brokers who understanding your industry.

We work with leading providers for our Brewery Insurance

We do all the hard work sourcing your the best Brewery Insurance options!
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Key covers for brewery insurance cover:

  • Cover for bursting of barrels
  • Cover for microbreweries & Craft breweries 
  • Pub and tap room insurance
  • Brewery Buildings Insurance
  • Contents Insurance for breweries
  • Tenants Improvement cover for your warehouse and brewery premises
  • Insurance cover for brewery stock away from business premises
  • Public & Employers Liability for breweries
  • Product Liability for the brewing industry
  • Business Interruption for breweries
  • Brewing Machinery and equipment insurance
  • Commercial vehicle & fleet insurance
  • Mechanical breakdown
  • Marine Cargo
  • Goods in transit
  • Event insurance

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Brewery Insurance FAQs

A standard commercial combined Insurance policy may not meet the needs of your brewery business. It is recommended that you contact a specialist insurance broker like Motts Insurance to ensure you have the right cover in place. As a brewer you will need a policy that covers product liability specific to the brewing industry. You will also need good in transit insurance to cover the delivery of your beer stock and if you are exporting beer will also require cargo insurance. It is important to sit down with your broker and go through thorough assessment of your brewery to ensure all areas of your business are covered. We have access to insurers that have all this covered on a specialist brewery insurance policy.
A brewery insurance policy would typically include the following:

  • Material damage cover for the bursting of barrels
  •  Stock Cover including theft, accidental damage, fire and flood
  • Equipment Cover for Microbreweries & Craft breweries
  • Pub and tap room insurance
  • Brewery Buildings Insurance
  • Contents Insurance for breweries
  • Insurance cover for brewery stock away from business premises
  • Public & Employers Liability for breweries
  • Product Liability for the brewing industry
  • Business Interruption for breweries
  • Commercial vehicle & fleet insurance
  • Goods in transit & Marine Cargo
  • Event insurance
Whilst product liability insurance is not a legal requirement for the brewing industry we highly recommend you take it out to protect you in the event of a claim. The costs and damages arising from a negligent act which causes injury, illness or damage to a third party could run into the thousands. Product Liability insurance will cover you for financial loss to an individual or business as a result of your product.
All of our specialist brewery insurance policies can be extended to cover events. This could be an annual trade exhibition, a music festival, wedding or even a sporting event. We can look to arrange cover for your products and equipment whilst they are being transported to the venue, we can cover your beer stock at the event and we can ensure your public and employers liability cover is extended to cover work away from your brewery.
If you have any employees then it is a legal requirement. Under the Employers Liability (Compulsory Insurance) Act, if your company employs staff or has even has unpaid volunteers, you are required by law to have employers liability insurance in place. This insurance will enable you to meet the cost of any compensation due should an employee suffer injuries or illness, whether they are caused on or off-site. Even if you have family members or friends helping you in the brewery they all need to be covered by employers liability insurance because they are all under your control and direction.