Running a care home can be as challenging as it is rewarding.
Our care home insurance service has been developed to meet the needs of today’s care home and our dedicated team have over 20 years’ experience in this sector.
- Protection against most unforeseen incidents
- Comprehensive Package at a competitive price
- Bespoke options available
- 24 Hour claims helpline
- Expert advice from our knowledgeable team
We have access to some of the leading specialist insurance companies to arrange cover for your care home business. Thanks to our strong relationships with these insurers, we can find the right cover for your business at a competitive price.
Our care home insurance team delivers thousands of clients with specialist advice on products and services from trusted leading insurers.
Areas Covered:
- Homes for people with learning difficulties
- Hospices
- Supported living facilities
- Nursing homes
- Residential homes
- Elderly care homes
- Children’s homes
Key covers
- Buildings
- Contents
- Public & Employers liability
- Products liability
- Business interruption
- Professional Indemnity
- Legal Cover
- Stock Cover
- Money
Care Home Insurance FAQs
Most care homes will require a combination of employers liability insurance, public liability insurance, buildings and contents cover, and professional indemnity insurance. Additional covers such as abuse cover and business interruption insurance may also be important depending on the type of care provided.
Yes. If your care home employs staff, employers liability insurance is normally a legal requirement in the UK.
Professional indemnity insurance is highly recommended for care homes and nursing homes as it can provide protection against allegations of negligence, errors or inadequate care.
Yes. Motts Insurance can arrange insurance for residential care homes, nursing homes, supported living providers and other specialist care businesses throughout Cardiff, South Wales and the UK.
The cost of care home insurance depends on factors such as the size of the business, number of residents, staff levels, claims history, type of care provided and property values.
Yes. As independent insurance brokers, we have access to a range of insurers and specialist markets and may still be able to help where cover has become more difficult to obtain.
Yes. We can arrange insurance for supported living businesses, assisted living providers and other specialist care organisations.
As an independent insurance broker established since 1966, Motts Insurance can access multiple insurers and provide personal advice tailored to your business rather than offering a one-size-fits-all policy.
Yes. Specialist care home insurance policies can often include abuse cover as part of a wider insurance package.
Yes. Motts Insurance are long established insurance brokers based near Cardiff and arrange care home insurance for businesses throughout South Wales and across the UK.