Scaffolding Insurance

Why choose Motts Insurance For Scaffolders Insurance

  • Public Liability up to £10m
  • No restrictions on height
  • Expert advice from knowledgeable staff
  • Competitive premiums & Instalment plans
  • 24 hour claims helpline
  • Fast turnaround and instant cover available
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Scaffolders Liability Insurance

Despite your best intentions as a reputable scaffolding contractor, accidents do happen. If the accident is as a result of something you are responsible for then a client, sub-contractor, or member of the public can claim against your scaffolding business for compensation. Your public liability insurance can be triggered by something as simple as a tool being accidentally dropped onto a client’s car to a contractor tripping on an uneven surface on site incurring injury or damage.

If you employ a team of scaffolders by law, you are required to have employers liability insurance. This applies to both full and part-time employees, labour only contractors and anyone under your control or direction. Employers Liability Insurance is essential to ensure you are covered in the event of an employee being injured at work. Our commercial team at Motts can help make sure you are covered correctly for your work force whilst you are carrying out any scaffolding project.

Public Liability Insurance for Scaffolding Firms

To help protect your scaffolding business, Motts Insurance can provide public liability insurance as a standalone policy or it can be purchased together with our range of other business insurance products including Employers’ Liability Insurance, Professional Indemnity, Commercial Combined, Office Insurance, Commercial Vehicles and Legal expenses cover.

Motts have access to the UK’s leading insurance companies together with specialist insurers; we can provide public liability insurance for all aspects of the construction industry including scaffolding. Thanks to our experience and strong relationships with expert underwriters for scaffolding insurance, we offer competitive premiums and a fast, efficient service.

We work with leading providers for our Scaffolding Insurance

We do all the hard work sourcing your the best Scaffolding Insurance options!
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Key covers for scaffolding insurance cover:

  • Public liability insurance
  • Employer’s liability insurance
  • Scaffolding Equipment Cover
  • Scaffolders tool cover
  • Personal accident insurance
  • All risks cover for business equipment
  • Own Plant & Hired in insurance
  • Contractor’s all-risks insurance
  • Roofing Contractors insurance
  • Scaffolders Yard Insurance
  • Excess Layer
  • Business Interruption Cover

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Scaffolding Insurance FAQs

What Insurance do you need for scaffolding?

Running your own scaffolding firm requires skilled labour, which is often carried out at great heights using large heavy equipment. As a trade or profession scaffolding is considered very high-risk to insurance companies, so much so that many insurers refuse to provide cover. As you know it could only takes is one incident, and your business could suffer serious financial loss. As a business owner it is essential that you have Scaffolders public liability insurance in place to protect yourself in the event of a potential claim.

Can you insure scaffolding equipment?

There are insurance policies available that will provide cover for your scaffolding equipment, your tools, poles and even your boards. This will cover you for loss or damage in case of an accident or a theft. You can even cover business essentials such as mobile phones, laptops, camera’s and even specialist viewing equipment like drones.

What should I do if I need to make a claim on my scaffolding insurance?

Accidents happen and as an owner of a scaffolding firm you want to make sure that if do suffer from an incident that it does not have any impact on the day to day running of your business. At Motts insurance we have been around long enough to understand our clients needs when you need us most. We hope that you never have to make a claim, but if it does happen, you can be safe in the knowledge your claim will be dealt with by our experienced and knowledgeable claims team who will work quickly to resolve any issue you may have keeping disruption at a minimum.

How quickly can I set up a Scaffolders Insurance Policy?

In many cases we can provide you with a scaffolding insurance quotation and have your insurance policy set up in less than an hour. This obviously depends on the size of your firm and the complexity of the risk. In general terms if you can agree with the standard high limits and your business is nothing out of the ordinary we will turn around your request on the same day. If you require an insurance policy that is a little more complex we may have to refer back to the insurance company and this could take a little longer.

Can I pay for my scaffolding insurance by direct debit?

All of our insurance policies can be paid either up front by bacs or debit card or via instalments through Close Premium Finance (subject to status)