Golf Course InsuranceBen Mott2022-03-22T21:31:27+00:00Golf Course Insurance
Why choose Motts Insurance For Golf Course Insurance
Over 45 years providing commercial cover
Expert advice from knowledgeable staff
Competitive premiums & Instalment plans
24 hour claims helpline
Fast turnaround and instant cover available
Specialist insurance for Golf Courses
Golf Course Insurance
Motts Insurance Brokers specialise in arranging insurance for golf clubs and courses.
Standard commercial insurance policies may not be adequate to meet the needs a golf club house and course. At Motts Insurance we offer a bespoke solution tailored to suit your Golf Club’s individual requirements. Our golf insurance packages offer a wide range of cover and benefits to golf clubs and courses of any size. Our Golf Course insurance policies are underwritten by some of the UK’s leading Insurance companies including Aviva, Geo Underwriting, Towergate and Allianz. Motts Insurance are specialist golf insurance providers, and you can be safe in knowledge your Golf club is in safe hands. From the Golf clubhouse, fairways, and greens through to groundsmen, irrigation systems and the theft of expensive course equipment, our Golf insurance policy has been designed to cater for it all.
We work with leading providers for our Golf Course Insurance
We do all the hard work sourcing your the best Golf Course Insurance options!
As we have been arranging insurance for Golf Courses around the UK for well over 50 years, we recognise the business challenges faced by golf club owners and club secretaries. All golf courses are unique, and we take the time to sit down and discuss your individual insurance requirements specific to the needs of your golf club.
Our service includes a full review and assessment of all our clients’ insurance needs. We will always take the time to ensure our clients have a full understanding of their insurance cover. We will appoint you a dedicated account handler as your personal point of contact to take care of all your insurance needs.
Key covers for Golf Course insurance cover:
Club house cover including buildings & contents
Cover for greens, fairways, tees, plants & shrubs
Cover for Golf trophies and cups
Trustee indemnity
Directors & Officers Insurance
Personal accident cover for committees and stewards
Fidelity guarantee
Loss of licence
Cover for Marques
Additional liability for social events
Employers’ liability (claims arising from injury to employees)
Public liability (accidental injury to any person or damage to their property)
Business interruption (loss of income if unable to trade)
Legal expenses (including employment tribunals)
Cover against material damage and theft
Money cover
Insurance for your golf course
All types of Golf & Sport activities Covered.
Get Golf Course Insurance Quote
Golf Course Insurance FAQs
With amazing views over your golf course, a club house balcony, private bar facilities and a function room your golf club is perfect venue for all kinds of events. Coupled that with your experienced team of staff and caterers as a business you are fully equipped to host weddings, networking events, product launches and summer fayres. With our unique golf insurance packages will can include all the relevant covers to ensure your events are adequately insured. This will include public and employers liability to cover your members, guests and staff. We can cover your Marquee, outdoor furniture, stock and catering equipment leaving you to concentrate on looking after your visitors.
To enable us to provide you with a golf insurance quotation we will need to understand the levels of cover you will require for your business. It will be important to discuss the sums insured for your clubhouse building, the internal contents, bar and restaurant stock, greens sheds and groundskeeping equipment. It will be useful if we talked through how your club is run on a day to day basis and how you operate as a business. This might include the construction and layout of the buildings, the security that you have in place including fire prevention, CCTV and alarms. We will need to know how many members of staff you employ and what roles they have within the business. We will also need to know the annual wage roll and the clubs turnover to determine what levels of liability you will require. We can talk about any future plans you may have such expanding your business to cater for events and weddings or perhaps you are looking to extend your club house. The key to our discussions is that its your business and its completely unique, we seldom come across two gold clubs that are the same. We will talk you through all the options available making the process very straight forward so you can make a relaxed inform choice and all have your questions and queries dealt with.
Your golf course insurance policy can be extended to cover all types equipment including golf buggies that are owned by the golf club. Golf buggies can be covered for theft, accidental damage and malicious damage. Public Liability cover is automatically included for injury and damage should a member, guest or employee have an accident on a golf buggy. Golf buggies can be very expensive and there is always a risk of theft and damage. With our golf course insurance policy we can provide peace of mind that your fleet of buggies are correctly covered to ensure you’re reimbursed if your golf buggy is lost, damaged, or stolen.
Whether you operate a championship golf course or a simple driving range all golf course owners require business insurance. A golf insurance policy can protect your club and course from damage and theft on your premises through to expensive claims brought about by employees injured at work, or members & guests who suffer injury or illness from a visit to your golf club. For business owner’s it is important that discuss with your broker how much cover you need for the contents of your golf club which could include your fixtures and fittings, the bar optics, furniture, crockery and kitchen equipment. It’s also essential that you correctly assess how much cover will need for your stock including golf clothes and equipment in the pro shop, wines & spirits in the bar and food & freezer contents in the restaurant. Most golf course insurance policies include public liability as standard and If you employ staff by law you are going to require employers liability. Your broker can also talk to you about additional covers such as loss of licence, business interruption, event insurance and seasonal increases to ensure you have extra cover over busy holiday periods. As a golf club owner you will need a policy that covers liability insurance specific to the golfing industry that you operate in. It is recommended you go through a thorough assessment of your golf club to ensure all areas of your business are covered. We have access to insurers that have all this covered on a specialist golf club and course insurance policy making the whole process simple. Contact us today to discuss your golf insurance policy.
